
The real cost of buying in Greece: a €400,000 worked example
Transfer tax, notary, registration, lawyer and buyer’s agent: what a €400,000 resale flat in Greece really costs, line by line, and what changes in 2027.
Step-by-step guides to buying property in Greece from abroad. We cover the order of the process, the full cost of a purchase with worked examples, legal and technical due diligence, off-plan purchases, planning and building legality, getting a tax number and a bank account, signing through a power of attorney, and the difference between a buyer’s agent and a seller’s agent. Each guide is written in plain English, links to its sources and shows when it was last checked. Confirm the specifics of your purchase with a Greek lawyer.

Transfer tax, notary, registration, lawyer and buyer’s agent: what a €400,000 resale flat in Greece really costs, line by line, and what changes in 2027.

No Greek property can be sold without an engineer’s certificate on illegal building works. How the certificate works, the five legalisation categories, the 2028 deadline and what can never be legalised.

Greek law gives off-plan deposits no automatic protection. Nine checks to run before paying for an Athens new build, from the permit to bank guarantees.

In Greece the agent showing you a flat usually works for the seller. What the law says about brokerage contracts, fees, dual representation and exclusivity.

A power of attorney lets a Greek lawyer sign for you. Where to sign it, what it must say, what consulates charge and how to keep its scope tight.

You need a Greek tax number (AFM) to buy property. How non-residents get one without travelling, which documents to prepare, and how to open a Greek bank account.

The steps a foreign buyer follows in Greece in 2026, from tax number to title registration, with the checks, costs and rule changes to watch.

About 94,000 Greek homes are moving to the funding stage of the Anakainizo renovation scheme, which bars short-term letting for five years. What buyers of older homes should ask sellers.

Floating mortgage rates in Greece eased to 3.39% in August, but the ECB has raised rates and inflation hit 5.1%. The questions non-resident buyers should put to Greek banks.

Greece plans a Unified Property Hub linking tax, cadastre, planning and utility records. Mismatched square metres are the known problem. What buyers should compare before signing.

Greek building permits rose 21.5% in June 2026, ELSTAT says, so more new homes are coming. What foreign buyers should check on permits, VAT and timing before paying a deposit.

AADE has moved the deadline for Greece’s 7% foreign pensioner tax regime to 31 October. The steps retirees buying a home and moving to Greece need to plan around it.
The week's Greek property news, rule changes and one number that matters. Every Friday, free.
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